There are many avenues you can travel down to pursue the retirement of your dreams, and we are capable of guiding you on many paths.

As a Circle of Wealth member, we use their proprietary software to determine lifetime income, lifestyle living expenses, taxes, and inflation. This creates a visualization of your current needs and can help us identify areas to address with planning. This is a complementary service that will help us evaluate how we can best serve you for your needs.

Retirement Planning:

Your goal is to make sure your assets last for as long as you will need them to. As IRA Distribution Specialists, we also help evaluate your pension options, Social Security options, 401(k) plans, and ROTH Conversions.

Managed Portfolios:

Our goal is to mitigate market risk and tax risk while having access to capital, Asset location determines taxation.

Social Security Planning:

Making wise choices are essential for longevity with Social Security. We help you consider the multiple options afforded to you, such as how and when to use your benefits.

Life Insurance and Long-Term Care Planning:

Preparing for the unexpected is the most effective way of minimalizing its financial impact. We will discuss your options so you have a plan before tragedy strikes.

Reverse Mortgage Consideration:

This is a methodology that allows you to establish a means of regular payments to supplement your retirement income. We can discuss concepts if this is right for you and refer you to the right contacts.

Legacy Planning/Beneficiary Planning:

You want your money to go to the people, places, and causes you value most. Proper planning can help you leave the legacy you want while minimizing the tax penalties.

The Setting Every Community Up for Retirement Enhancement (SECURE) Act of 2019 has resulted, in what our industry calls “the death of the stretch IRA”. We understand the intricacies of this system and can help you navigate different methods of effectively leaving your legacy. Furthermore, on December 29, 2022, Secure Act 2.0 was passed into law. There are over 100 changes that can impact retirement planning.

Are you interested in discovering how we can help you? Let’s schedule a meeting!